Samsung is revamping its Wallet app by introducing a feature called “Installment Payments,” which allows users to split purchases into installments. This Buy Now, Pay Later service, previously known as Instant Installment, is currently being tested only in select states across the US. Eligible Samsung phone users can sign up for an early access program running from April 28 to June 6, 2025.
Customers in these states will receive emails inviting them to join the waitlist or see a banner notification within the Samsung Wallet app. This upgrade enables users to manage their payments for in-store purchases using eligible Visa and Mastercard credit cards. The Installment Payments feature, developed in partnership with Splitit, will allow users to divide the cost of their purchases into manageable installments with no credit check required.
This program is designed to streamline the shopping experience, making it easier for customers to make purchases without the need for upfront payment. However, access to this feature is limited to residents of certain states, including Arizona, Idaho, Kansas, Louisiana, Maryland, Michigan, Montana, New Hampshire, North Dakota, Oklahoma, Oregon, Tennessee, Utah, and Wyoming. Samsung Wallet users in these locations will be able to use Installment Payments at most retailers that accept payments through the app, but only with specific credit cards from participating banks.
After the trial concludes, Samsung is expected to expand the service to a wider audience among its Wallet users in the US, potentially transforming how they shop and manage their finances.
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